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Cultivate & Motivate

Be engaged and stay informed - learn tips & tricks to reference when manifesting your true self.


There is NO upcoming foreclosure crisis
Foreclosure Charming Belle Homes Foreclosure Charming Belle Homes

There is NO upcoming foreclosure crisis

Keep calm, carry on, and don’t get scared by any foreclosure headlines. Here’s the scoop: while the number of foreclosure filings might be inching up, we are re nowhere near a foreclosure crisis. The market’s stable, buyer demand is strong, and homeowner equity is higher than ever.

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What’s the Latest with Mortgage Rates?
Buying A Home Charming Belle Homes Buying A Home Charming Belle Homes

What’s the Latest with Mortgage Rates?

Maybe you’d previously heard there were going to be cuts this year that would bring rates down. That refers to the Federal Reserve (the Fed) and what they do to their Fed Funds Rate. While cutting, or lowering, the Fed Funds Rate doesn’t directly determine mortgage rates, it does tend to impact them.

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Questions to Ask When Buying Homeowners Insurance
Buying A Home Charming Belle Homes Buying A Home Charming Belle Homes

Questions to Ask When Buying Homeowners Insurance

While you are not legally required to insure your home, it’s in your best interest to do so, whether you purchase a single-family house, condo, townhome, mobile home, or virtually any other type of dwelling. Plus, if you plan on using financing to buy your home, you may need proof of coverage, as most lenders will request it before approving a loan application.

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It all starts with a simple conversation

There’s no commitment, pressure, or obligation. I want my clients to know that they always have someone they can trust to help provide advice and guidance through their home buying or selling process. Get to know more about me and what I can offer you as a client!

Just a quick look at our community of

Raving Fans

Review I Charlene R. via Google

⭐⭐⭐⭐⭐

Review I BethAnn Pendergrass via Google

“Amazing from start to finish. Listened to what we wanted, went out of her way for us. Virtual tours even. Amazing communication every step of the way.”